How to File a Storm Damage Claim

When filing an insurance claim for storm damage, you must file your claim as soon as possible. This will help you get the financial assistance necessary to fix your roof quickly. The sooner you repair your roof, the less likely permanent damage to your frame and property will be.

Step 1: Document the damage. The first step in filing a storm-related roof damage claim is to document the damage. Could you take photos or videos of the damage and make a detailed list of all the areas of your roof that have been affected? This will help you provide a clear and detailed account of the damage to your insurance company.

Step 2: Contact your insurance company. Contact your homeowner’s insurance company as soon as possible after the storm has passed. Please provide them with your collected documentation and any other relevant information. Your insurance company will assign you an adjuster who will assess the damage and work with you to file a claim.

Step 3: Meet with the adjuster. When your adjuster visits your property to see the damage, please be present and point out all areas of damage to your roof. Your roofing contractor, such as ABC Home Shield, can represent your interests during this meeting and ensure all the damage is properly documented.

Step 4: File the claim. After the adjuster has assessed the damage, your insurance company will provide you with a claim form to complete. Be sure to give as much detail as possible about the damage and necessary repairs.

Step 5: Get an estimate for repairs. Your roofing contractor, such as ABC Home Shield, can provide you with an estimate for the needed repairs. This estimate and your claim form will be submitted to your insurance company.

Step 6: Receive the settlement. Once your claim has been approved, your insurance company will pay you for the repairs. This settlement will cover the cost of the repairs minus any deductible you may have.